Plain-English guides for Connecticut owners: law days and mediation, probate and reverse mortgages, oil tanks, septic, knob-and-tube wiring, condo fees and what the Hartford market is doing.
Hartford is the #1 hottest housing market in America right now — but the headline hides what matters. The city vs. county vs. metro price spread, how fast homes really sell, and why a hot market still won't move a problem house on the open market.
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Termites
Termites or carpenter ants, what questions 54 and 55 of the CT condition report ask, the $500 credit, how buyers' inspectors and lenders react, and whether to repair first.
Surviving Spouse
Why a survivorship deed still needs a probate court lien release, filing the CT-706 NT, the two-year $500,000 exclusion for a surviving spouse, and what happens to the mortgage.
Old Wiring
Why buyers' insurers balk at knob-and-tube, what the Connecticut condition report asks, who can legally rewire under state law, and how to weigh rewiring against selling as-is.
Solar
Owned, financed, leased or PPA: what each means at closing, why your buyer inherits your Buy-All or Netting tariff, and the new 7-day payoff rule from Oct 1, 2026.
Conservatorship
When a power of attorney is enough, why a conservator needs a Probate Court hearing and order, what Rule 33.12 wants in the petition, and the higher-offer rule.
Condos
The resale certificate your association owes you, the nine-month super lien that outranks your mortgage, who really pays a special assessment, and why a lender underwrites the building too.
Reverse Mortgage
What makes the loan come due, the 30-day notice and six-month window heirs face, why nobody can owe more than the house is worth, and the three real ways to sell.
Septic
CT doesn't force you to repair a failing system before you sell — but the buyer's lender will. What the law requires, why FHA and VA deals collapse, real costs, and your options.
Inherited
How CT probate works, the 150-day creditor window, estate tax vs. inheritance tax, stepped-up basis, and the three real ways to sell an inherited Hartford-area home.
Foundations
Pyrrhotite cracking your basement walls? Why a normal financed sale usually fails, what the CFSIC state fund actually covers, your §20-327b disclosure duty, and the three real ways to sell.
Multi-Family
In Connecticut the lease goes with the house, deposits transfer, and tenants keep showing rights. Why an occupied building can be worth more — and how to sell it.
Lead Paint
Federal and CT disclosure duties, when lead actually threatens a sale, FHA snags, what abatement costs, and your three real options for an older Hartford home.
Oil Tanks
A buried tank can kill a sale even if it never leaked. Why lenders and insurers balk, leak vs. no-leak costs, your §20-327b disclosure duty, and your options.
Foreclosure
How Connecticut foreclosure really works — the mandatory EMAP notice, your 15-day mediation window, strict foreclosure vs. sale and your Law Day, and how a cash sale protects your equity before the clock runs out.
Seller's Guide
What “as-is” really means under CT disclosure law, when a refresh actually pays, why old pre-1940 homes turn renovations into money pits, and a simple framework for deciding.
Tax Issues
The Hartford Tax Collector, the CGS §12-157 tax sale and its six-month redemption, §12-181 lien foreclosure, how to look up what you owe, and every option for keeping your equity.
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